> For the complete documentation index, see [llms.txt](https://docs.apismart.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.apismart.ai/account-and-wallet/add-funds-and-understand-wallet-credits.md). # Add Funds and Understand Wallet Credits Learn how to add funds to your ApiSmart wallet, understand top-up and bonus credits, and see how API usage is deducted from your available balance. ApiSmart uses a prepaid wallet for API usage. Add funds to your wallet before making paid API requests. Depending on the selected top-up package, your account may also receive bonus credits in addition to the amount you pay. This guide explains how to add funds, how wallet credits work, and how your balance is used for API requests. *** ### ๐Ÿ’ณ Add Funds to Your Wallet To add funds: 1. Sign in to the **ApiSmart Console**. 2. Open **Wallet**.
3. Choose an available top-up package. 4. Review the payment amount, credited amount, and any bonus credits included with the package. 5. Select an available payment method. 6. Complete the payment.
7. Return to the Console and confirm that your wallet balance has been updated. Top-up packages, bonus amounts, and available payment methods may change over time. Always review the information shown on the payment page before completing a purchase. *** ### ๐ŸŽ Top-up Amount, Credited Amount, and Bonus Credits Some top-up packages include additional promotional credits. It is useful to distinguish between three values: | Term | Meaning | | ------------------- | ----------------------------------------------------------------------------- | | **Top-up Amount** | The amount you actually pay | | **Bonus Credits** | Additional promotional credits provided with an eligible package | | **Credited Amount** | The total amount added to your ApiSmart wallet after the payment is completed | For example, if a package includes bonus credits: **Credited Amount = Top-up Amount + Bonus Credits** The exact bonus depends on the package available at the time of purchase. Bonus credits increase the balance available for eligible ApiSmart usage. They are not a separate cash payment to your account. *** ### ๐Ÿ’ฐ How Wallet Credits Work Your wallet balance is used to pay for supported ApiSmart services. When you make a billable API request, the corresponding usage cost is deducted from your available balance according to the pricing rules of the selected model. Wallet credits are digital service credits for use within ApiSmart. They are not: * A bank deposit * A cash balance * A security or investment * Transferable between users * Resellable * Withdrawable or exchangeable for cash For the applicable terms governing credits and payments, see the **Terms of Service**. *** ### โšก How API Usage Is Charged Different models can use different billing methods. Do not assume that every ApiSmart request is billed only by input and output tokens. Depending on the model and API, billing may be based on factors such as: * Input and output tokens * Generated images * Video duration * Generated video tokens * Resolution * Request type * Other model-specific parameters For example: #### Text Models Text models are generally billed according to token usage and the pricing configured for the selected model. Input and output token prices may differ. #### Image Models Image models may be billed per generated image. The final charge can depend on the number of image results successfully delivered by the request. #### Video Models Video billing depends on the selected model. Some video models may be billed by generated duration, while others may use generated token usage and resolution-specific pricing. Parameters such as `resolution` and `duration` can directly affect the cost of certain video requests. For current model-specific pricing, see [**Model Pricing and Billing**](/models-and-pricing/model-pricing-and-billing.md). *** ### ๐Ÿ“Š Check Your Balance After Top-up After a successful top-up, you can review your available balance in the ApiSmart Console. Your balance will decrease as billable API requests are completed. For more detailed account activity, see [**View Your Balance and Transaction Records**](/account-and-wallet/view-your-balance-and-transaction-records.md). You can also use [**Usage Logs and Costs**](/api-usage/usage-logs-and-costs.md) to review API usage and request-level cost information. *** ### ๐Ÿงพ Payment Method ApiSmart currently supports credit and debit cards, **WeChat Pay/Alipay**, and multiple cryptocurrencies. #### **Credit or Debit Card** > Select **Credit/Debit Card ยท Stripe**, review the Order Details, select **Proceed to Checkout**, and complete the payment using the instructions provided by Stripe. #### **WeChat Pay or Alipay** > Select **WeChat Pay/Alipay**, continue to checkout, and complete the payment using the selected payment application. #### **Cryptocurrency** Select the cryptocurrency option shown at checkout and follow the payment instructions for the selected asset and blockchain network. **Before Sending a Cryptocurrency Payment** Confirm: * Cryptocurrency * Blockchain network * Receiving address * Required payment amount * Order expiration time Save the transaction hash after payment. > โš ๏ธ **Important:** Always use the exact cryptocurrency, blockchain network, receiving address, and payment details shown for the current checkout session. > > USDT on TRC20, ERC20, and BEP20 uses different blockchain networks and receiving addresses. Sending funds through the wrong network may result in a delayed, failed, or unrecoverable transaction. Do not reuse an address or QR code from an expired or cancelled checkout session. *** ### ๐Ÿงฎ Understand Model Pricing Before You Use It Model prices are not the same across all models. Before using a model in production, check: * The model's billing method * Input and output pricing, where applicable * Image generation pricing * Video resolution and duration pricing * Any model-specific billing parameters Pricing and supported model configurations may change over time. Use the current information shown in the ApiSmart Console or [**Model Pricing and Billing**](/models-and-pricing/model-pricing-and-billing.md) as the source of truth before making production requests. *** ### โš ๏ธ Before Completing a Top-up Review the following information before confirming your payment: * Selected top-up package * Amount you will pay * Total credited amount * Included bonus credits * Payment method * Applicable fees or taxes, if any Top-ups purchase digital service credits for use with ApiSmart. Payments and refunds are subject to the **Terms of Service** and **Refund Policy**. *** ### โžก๏ธ Next Steps After adding funds to your wallet, continue with: * [**View Your Balance and Transaction Records**](/account-and-wallet/view-your-balance-and-transaction-records.md) โ€” Review your balance and account transactions * [**Create and Manage API Keys**](/welcome-to-apismart/api-keys/create-and-manage-api-keys.md) โ€” Create credentials for API authentication * [**Models and Model IDs**](/models-and-pricing/models-and-model-ids.md) โ€” Find the model you want to use * [**Model Pricing and Billing**](/models-and-pricing/model-pricing-and-billing.md) โ€” Understand model-specific pricing * [**Quick Start**](/welcome-to-apismart/quick-start.md) โ€” Make your first API request